The online platform has ambitions to be Australia’s number one conveyancer in the next two years, by partnering with industry leaders and streamlining the conveyancing process.

Conveyancing is an often forgotten upfront cost when buying or selling a home but is vitally important to ensure your paperwork and contracts are in order.

So what is Settle Easy and how can it help you save money?


Buying a home or looking to refinance? The table below features home loans with some of the lowest interest rates on the market for owner occupiers. 

Update resultsUpdate
LenderHome LoanInterest Rate Comparison Rate* Monthly Repayment Repayment type Rate Type Offset Redraw Ongoing Fees Upfront Fees LVR Lump Sum Repayment Additional Repayments Split Loan Option TagsFeaturesLinkCompare
6.04% p.a.
6.06% p.a.
$2,408
Principal & Interest
Variable
$0
$530
90%
Featured 4.6 Star Customer Ratings
  • No monthly or ongoing fees
  • Unlimited free redraw
  • No application fee
5.99% p.a.
5.90% p.a.
$2,396
Principal & Interest
Variable
$0
$0
80%
Featured Apply In Minutes
  • No application or ongoing fees. Annual rate discount
  • Unlimited redraws & additional repayments. LVR <80%
  • A low-rate variable home loan from a 100% online lender. Backed by the Commonwealth Bank.
6.09% p.a.
6.11% p.a.
$2,421
Principal & Interest
Variable
$0
$250
60%
Featured Unlimited Redraws
  • No annual fees - None!
  • Get fast pre-approval
  • Unlimited additional repayments free of charge
  • Redraw freely - Access your additional payments when you need them
  • Home loan specialists available today
Important Information and Comparison Rate Warning

Base criteria of: a $400,000 loan amount, variable, fixed, principal and interest (P&I) home loans with an LVR (loan-to-value) ratio of at least 80%. However, the ‘Compare Home Loans’ table allows for calculations to be made on variables as selected and input by the user. Some products will be marked as promoted, featured or sponsored and may appear prominently in the tables regardless of their attributes. All products will list the LVR with the product and rate which are clearly published on the product provider’s website. Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you. *The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Rates correct as of . View disclaimer.

Important Information and Comparison Rate Warning


What is Settle Easy?

Settle Easy is an online conveyancing platform that provides end-to-end settlement services to Australians buying or selling a property.

The platform offers an “Uber for conveyancing”, hosting a community of conveyancers ready to be deployed when a buyer or seller requests one.

Settle Easy says its system also makes life easier for the conveyancer, automating 30-50% of the process.

Launched 18 months ago exclusively to Victorians, the platform has now expanded nationally after recruiting more experts to its community.

“We are pleased to announce that our services are now available to all Australians, no matter which state or territory you live in or how remote the property is,” Settle Easy co-founder and CEO Sam Almaliki said.

“Launching nationally is an important milestone for the business, and our growth trajectory is only going to improve from here, as we continue to partner with major real estate agents, brokers, and developers.”

Settle Easy recently announced it had signed an agreement with Real Estate Industry Partners (REIP), making it the preferred conveyancer for its 4,000 members.

The organisation has 10 of the largest brands in the country among its member base, including Ray White and Harcourts.

“We’re thrilled to be able to partner with Settle Easy, in what will be a hugely beneficial partnership to agents and their customers,” REIP chief executive Sadhana Smiles said.

Settle Easy told Savings.com.au it had been transacting with a couple of hundred users per month in Victoria and expected similar numbers in all major states following its national expansion.


How much does Settle Easy cost?

Mr Almaliki said Settle Easy typically cost less than $900 but there could be further costs for different properties.

“Settle Easy charges a standard professional fee of $880 including GST for residential properties,” Mr Almaliki told Savings.com.au.

“We endeavour to offer our customers certainty with fixed pricing, nation-wide. Depending on the type of property involved, out-of-pocket expenses may vary between $300 to $600.”

He added that while conveyancing was usually one of the cheaper upfront costs of buying or selling a home, Settle Easy could reduce this cost even further.

“There are many costs associated with selling or purchasing a home. In comparison with stamp duty, building inspections and agent fees, conveyancing is actually one of the more affordable services within this process.

“However, conveyancing has historically been more expensive than Settle Easy's fixed professional fee due to antiquated, paper-based processes.

“Now, with a completely digitised process, we are able to provide more efficiencies to our customers and community of conveyancers.”


What are the advantages of using Settle Easy?

Mr Almaliki told Savings.com.au Settle Easy’s online service greatly simplified the conveyancing process for all parties.

“We help make buying or selling property a seamless experience via a secure, user-friendly, fully automated conveyancing platform,” he said.

“Our community services and guides everyone involved in the conveyancing processincluding sellers, buyers, agents, and mortgage brokers.

“Our expert conveyancers look after our customers from start to finish and keep them updated every step of the way.”

As part of its national launch, Settle Easy has offered a discount on its standard fee to all frontline workers, such as medical and emergency services personnel, to thank them for their sacrifices through the pandemic.

“As we battle the coronavirus crisis as a nation, we are pleased to offer a $30 discount on our services to all front line workers,” Mr Almaliki said.


How to use Settle Easy

Buyers and sellers looking to use Settle Easy can access the platform via its website. Settle Easy advertises that its available 24/7 and can be accessed by anyone. The platform says over 96% of its users say they would recommend it to their family and friends.

Photo by Mikhail Pavstyuk on Unsplash





Ready, Set, Buy!


Learn everything you need to know about buying property – from choosing the right property and home loan, to the purchasing process, tips to save money and more!

With bonus Q&A sheet and Crossword!

By subscribing you agree to our privacy policy